Do you feel overwhelmed by the extensive credit agreements? As an analyst, you’re at the heart of the credit approval process, ensuring that a loan is not only a good investment but a safe one. But how do you ensure that a financial model aligns with the credit agreement to minimise risks? In this high-impact webinar, we’ll dive deep into the critical financial metrics and financing terms that every analyst needs to review to ensure a loan is worth approving.

Through the lens of a credit analyst, we’ll tackle the fundamental question: “What should an analyst really look for in a financial model when reviewing a credit agreement?” We’ll break down the essential metrics you must scrutinise to determine whether the borrower can comfortably meet their obligations and, most importantly, we’ll uncover the red flags that could signal potential risks implicit in the agreement.

Ready to sharpen your analytical skills and become a key player in the credit approval process? This webinar will give you the tools, insights, and practical strategies to master the art of credit agreement review and make confident, informed recommendations.

Key Takeaways:

• Lender’s Perspective: Understand what lenders prioritise when reviewing a credit agreement—and how you, as an analyst, can ensure these criteria are met.
• Essential Metrics: Discover the crucial financial indicators—such as DSCR, LLCR, distribution criteria and operating cash flow—that determine if a project is worth the investment.
• Aligning Terms with Financial Projections: Learn how to evaluate whether the credit terms—interest rates, repayment schedules, and covenants—align with the financial model’s projections.
• Identifying Red Flags: Gain a practical framework for spotting warning signs in financial models and credit agreements that could indicate future repayment issues.
• Real-World Case Study: Apply your new skills with a real-world example, as we walk through a credit agreement and financial model to highlight key decision points.

By the end of this webinar, you’ll have the insider knowledge to make smarter, more confident decisions when reviewing credit agreements and financial models, reducing risk and enhancing your role as a trusted analyst.